SBLI USA Mutual Life Insurance Company, Inc.
S.USA Life Insurance Company, Inc.
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1-Year Renewable and Convertible Term Life

1-Year Renewable and Convertible Term
Our 1-Year Term Life Insurance policy is a good way to cover specific needs that may eventually disappear, such as your children's college tuition, or a mortgage. As your needs change you can choose either to continue your term coverage or opt for the lifetime of protection that a Whole Life policy can provide. Either way, you are guaranteed the ability to renew or convert your coverage without answering any health questions.

Our 1-Year Term Life Insurance policy is competitively priced and flexible, allowing you to purchase $100,000 to $1,000,000 or more in coverage, with riders, for one year.
1-Year Term Life Insurance Policy Eligibility
This is an individual plan, available to applicants between the ages of 18 and 70.

Advantages of our 1-Year Term Life Insurance Policy
  • Guaranteed convertible to Whole Life to age 75.
  • Renewable to age 80.
  • Amounts are available from $100,000 to $1,000,000 and more.*
  • Level premium for initial 1-year period; rate increases each year thereafter.
  • Disability Waiver of Premium Rider (to age 55) and Accidental Death Rider (to age 65 and up to $250,000) are available.
*Subject to underwriting requirements and reinsurance availability.

Our 1-Year Term Life Insurance policy is best for…
People looking for a renewable and convertible life insurance policy to cover specific, short-term financial needs such as a mortgage or college tuition. If you are at a milestone in your life, check out our Life Stages section for suggestions on the type of life insurance that might be right for you.

Take the easy first step towards securing your financial future and request a 1-Year Term Life Insurance quote now or contact one of our Sales Advisors. Peace of mind and financial security are within your reach. To browse our other Term Life insurance options, see our complete Term Life Product Catalog below.

Online Term Life Insurance

Simple Issue Term Life
If you are looking for individual term life insurance, Simple Term Life insurance policy is an affordable option.
 1-Year Renewable and Convertible Term Life
Level premium for initial 1-year period; rate increases each year thereafter.
 
10-Year Renewable and Convertible Term Life
Level premium for initial 10-year period; rates increase each year thereafter
 15-Year Renewable and Convertible Term Life
Level premium for initial 15-year period; rates increase each year thereafter.
 
20 Year Term Life Insurance
Level premium for initial 20-year period; rates increase each year thereafter
 30-Year Renewable and Convertible Term Life
Level premium for initial 30-year period; rates increase each year thereafter
 
Children's Single Premium Term
Term Life for children, convertible to Whole Life at age 21
  
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