SBLI USA Mutual Life Insurance Company, Inc.
S.USA Life Insurance Company, Inc.
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Buying Life Insurance FAQ 
Never had life insurance? Read ths list of commonly asked questions on the importance of buying life insurance. 
 
I am interested in buying life insurance, but never had it before. Which kind should I apply for? 
Buying life insurance is a great first step towards security and peace of mind! The kind of life insurance you should buy depends upon your specific situation.

If you're a young adult on a limited budget, SBLI USA Term Life insurance might be right for you - it provides high coverage amounts (as much as $1 million or more*) at affordable rates, with options for "locking in" your premium costs for as long as 30 years.

As your family grows and you become more financially secure, you may want to consider SBLI USA Whole Life coverage.

For detailed information about SBLI USA Life Insurance options, visit our Products section or call a friendly and knowledgeable Sales Advisors.

Why is buying life insurance so important?
Life insurance can help provide financial protection for your loved ones in the event that something should happen to you. People commonly purchase life insurance coverage to ensure that their survivors will be able to:
  • pay off mortgages, loans, or credit card debt(s)
  • replace your contribution to household expenses
  • set up investment or retirement accounts
  • cover college and other educational costs
  • pay for your final expenses
  • establish a nest egg for family emergencies

How do I know if I am eligible for life insurance?
Every life insurance policy has its own eligibility guidelines. Depending on what your age or health history, there may be something for just about everyone. Call a Sales Advisor for more information or check out our individual Products section.

I am ready to buy life insurance. What is the first step I should take?
SBLI USA makes buying life insurance simple and quick. The fastest and easiest way to get started is to call one of our Sales Advisors toll free at 1-866-SUSA-WEB. They will help determine what type of life insurance policy and coverage will work best for you and your family. You can also fill out our convenient Help Me Choose form. If you already know what type of life insurance you want to buy, fill out our Quotes form and in minutes you'll be on your way to helping secure the financial future of your family!

 
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* Subject to underwriting requirements and reinsurance availability. 
 
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